Medicare Part B (medical insurance) is part of Original Medicare and covers services and supplies that are medically necessary to treat your health condition. This can include outpatient care, preventive services, ambulance services, and durable medical equipment. It also covers part-time or intermittent home health and rehabilitative services, such as physical therapy, if they are ordered by a doctor to treat your condition.
Some of the preventive services Medicare Part B covers include a one-time “Welcome to Medicare” physical exam, flu and hepatitis B shots, cardiovascular screenings, cancer screenings, diabetes screenings, and more.
In general, Medicare Part B coverage includes:
1. Doctors’ services – medically necessary doctor services, including outpatient services and some doctor services you get when you’re a hospital inpatient.
2. Ambulatory Surgical Centers – Medicare helps cover the facility services fees related to approved surgical procedures in an ambulatory center, where surgical procedures are performed, and the patient is expected to be released within 24 hours.
3. Ambulance Services – Medicare helps cover ground ambulance transportation when you need to be transported to a hospital, critical address hospital, or skilled nursing facility for medically necessary services and transportation in any other vehicle could endanger your health.
4. Chemotherapy – Medicare helps cover chemotherapy in a doctor’s office, freestanding clinic, or hospital outpatient setting for people with cancer.
5. Durable Medical Equipment Equipment – Medicare helps cover items like oxygen equipment and supplies, wheelchairs, walkers, and hospital beds ordered by a coctor or other health care provider enrolled in Medicare for use in the home.